Health Insurance

CKNSLS wrote:

PawPaw_n_Gram wrote:
True. The vast majority of previously insured people don't have to make any changes with the implementation of ACA.

The Marketplace system is a comparative shopping option for people who did not have qualified health insurance coverage.

The only people that need to make changes are the ones whose healthplans don't meet the minimums of ADA. These are the same plans (high deductible-no preventive care coverage)that impart have been causing some of the issues in our healthcare system.

My cancellation stated the reason it didn't meet ACA (ADA is American with Disabilities Act, a different kind of access program) is because the plan didn't cover children's dental. I don't have any kids, so that really didn't bother me. The plan I would have been transferred to was more expensive, with higher out of pocket and higher deductibles. It was pretty obvious that BC/BS took the opportunity to cancel a lower premium plan attempting to get people to take the higher cost/lower benefit plan by exploiting the ACA requirements.