How big an issue is weight?

ctilsie242 wrote:
Maybe I'm a stickler for weight, but given four facts:

1: The insurance company knows my make/model/year of TT.
2: The make/model has the dry/wet weight easily cross referenced.
3: The insurance company knows my make/model/year of TV.
4: That can be cross referenced with tow capacity.

If a wreck does happen, it wouldn't be tough for the insco to show that the TV was overloaded, come claim time, and refuse to pay, citing negligence? Is this a realistic scenario, or should I put away the tinfoil?

lets add some facts to yours.
1 & 2... this in no way tells anyone how much gross the trailer weighed at the time of a wreck. Many of our larger trailers may have a 9800 dry weight and a 14k GVWR.

3 & 4...tow capacity ie; tow rating... can be changed by a simple gear change in just about all cases. Installing a different/upgraded tranny (manual vs Auto) when the old one expires....same with the engine.

Time to put the tinfoil back in its box.