Insurance Company giving me a hard time
2001 Trail-lite 5280-s 5th wheel camper. I have owned it since 2002 (purchased from dealer new as last years inventory). Camper is stored out doors since day one in Michigan. Well, we had record sn...
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This is an ultra lite camper. The roof is a foam composite type roof, no struts from what very little info I can find. The Styrofoam is the roof. The Styrofoam also has chambers in it for ducting of the air conditioner ducts. Like honeycomb? If anybody has anymore information on the actual construction of the roof or walls of a trail-lite 5th wheel, I am all ears.
From outer most layer of the roof to the inside of the camper, my understanding is, rubber roof material, then rigid layer of fiberglass, then 3 or 4 inches of Styrofoam, then a layer of laminate wood, then interior decorative finish (wallpaper type material) for the inside finish.
The layers and foam are all bonded together with adhesive and this is what makes it "strong". Again, no beams. Any of the wall braces and beams are aluminum.
I spoke with a local RV repair shop when I noticed the problem and he told me about the construction of this camper and how the roof is made. He had many units in his shop at that time for roof repairs...mostly aluminum and wood type framing.
Camper is stored 150 miles from my home, do not use in the winter so did not observe how much snow was on the camper. Never had an issue before, but this winter was a record snow fall... and ended up having a problem like many other campers in the state...many other campers who had an insurance company that paid for their repairs.
I get basic legal services thru my employer for a small monthly fee, so I am going to at least talk with an attorney and see where I stand. I am hoping if I let the insurance company know I will not be a push over, they may speak a different tune.
Who knows at this point. Thanks.
From outer most layer of the roof to the inside of the camper, my understanding is, rubber roof material, then rigid layer of fiberglass, then 3 or 4 inches of Styrofoam, then a layer of laminate wood, then interior decorative finish (wallpaper type material) for the inside finish.
The layers and foam are all bonded together with adhesive and this is what makes it "strong". Again, no beams. Any of the wall braces and beams are aluminum.
I spoke with a local RV repair shop when I noticed the problem and he told me about the construction of this camper and how the roof is made. He had many units in his shop at that time for roof repairs...mostly aluminum and wood type framing.
Camper is stored 150 miles from my home, do not use in the winter so did not observe how much snow was on the camper. Never had an issue before, but this winter was a record snow fall... and ended up having a problem like many other campers in the state...many other campers who had an insurance company that paid for their repairs.
I get basic legal services thru my employer for a small monthly fee, so I am going to at least talk with an attorney and see where I stand. I am hoping if I let the insurance company know I will not be a push over, they may speak a different tune.
Who knows at this point. Thanks.
