Insurance Company giving me a hard time
2001 Trail-lite 5280-s 5th wheel camper. I have owned it since 2002 (purchased from dealer new as last years inventory). Camper is stored out doors since day one in Michigan. Well, we had record sn...
Forum Discussion
bid_time wrote:
From all of your description, no cracking, can push up on the ceiling, etc., etc., I think what you are describing is water damage. There is no other way the top can remain in place and the underneath sag. You say the glue became unbonded, I'll bet it did, because the wood become damaged by water. The reason you never saw any sign of the leak - because the wood soaked up the water, and/or what didn't soak in ran off down the walls.
In any event, the answer to your dilemma is really quit simple and doesn't involve a lawyer. Agree to take the ceiling down, if no water damage is evident they pay, if it is, you pay. If everything is as you say you got nothing to lose. If you do have a leak, you need to know it and fix it.
Why should the OP be the one to take the ceiling down? The insurer is the ones who already sent an inspector who deemed it to be covered. If they wanna back peddle, then the onus should be on them.
The OP said there was a long delay after the original determination. Just imagine what the insurer would do if the OP had a long delay in payment. They expect their premiums, the OP should expect service!
