Insurance rate increase after a claim?
We have Allstate insurance on a 10 year old fifth wheel. We had some body damage to the fifth wheel on a trip and it has been estimated to be about $5000 to fix it perfect, or about $3000 to fix it ...
Forum Discussion
Redsky wrote:
In California it is illegal to raise rates after a claim is filed. Check your state's regs. Either way I would file the claim and worst case find another insurance company if Allstate increase your rates.
Overall Allstate is better than State Farm when it comes to actually paying claims.
I shop for insurance each year to verify that I am getting the best rates and with my current carrier to adjust my coverage levels on my cars, truck, boats, and house.
I am not from CA but just curious. Is it illegal to raise rates after a claim but before the policy expiration only. I would imagine they could raise rates at renewal.
