OP here, first of all a very sincere thank you to one and all for the timely, completely positive responses. Thanks to your input I am completely comfortable making a change. I just completed switching from Farmers to National Interstate working with Becky at Explorer RV. The coverage on the new policy has the same dollar amounts as the old policy and came in at $524 + a one time policy fee of $25, total of $568 which is $127 less than I was paying (including the policy fee).
One additional feature that Nation Interstate brings to the equation is their replacement coverage. For 10 years they will pay the full amount we paid for the coach should it be totaled (for whatever reason - fire, theft, collision etc.). While I remain happy with my Farmers agent and will continue to be insured by them on our car and home they were just not competitive on the motorhome. Ironically I had gotten got a quote from Good Sam and it came in roughly the same as Farmer's.
This Forum is amazing, thanks again!
:B
