Pilot flying j issue

Gdetrailer wrote:

I don't recommend using your bank card as a debit card in stores or gas stations, the reason is due to the fact that the debit feature does not have the same protection as a credit card.

Most bank cards are dual function, can operate as debit or credit. You should get an option popup which will ask if you want the transaction as debit or credit.

Select credit, and now you have same protection from fraudulent purchases as a credit card. The transaction will still directly come from your bank account but the card company that issued the card will now offer same fraud protections of a credit card.

Had a friend years ago discover by accident when he used his bank debit card to buy concert tickets that the money is gone and he had no recourse when the concert cancelled to get his money back..

Excellent advice. The fraud protection on the credit card is a federal law. On a debit card it's at the option of the bank. That is also why you want to be extra careful about skimmers when using your bank card at an ATM. In my area there are a new type of skimmer that fits INSIDE the card slot rather than just covers up the card slot. So always be extra careful to shield the keypad when entering your PIN.