Roadside assistance

I have road service with my auto insurance. I have my MH and 2 cars insured under one policy. A feature of that policy is road service $4 a year.

I used it once for an RV in over 43 years. About 10 years ago I got my old 35' MH stuck in sugar sand along side a highway outside of Wilmington, NC. I called the NC state police and asked them who they use for large vehicle towing. I called that towing company and had a Peterbuilt wrecker in half an hour. He winched me out backward by hooking on to my MH trailer hitch. I paid the tow truck drive $100 cash and got a receipt. I called my insurance company and they told me to mail them the receipt. In less than a week I had a check for $100 from my insurance company.

I have never had any other type of emergency road service.

Roadside assistance is essentially a form of insurance. Just like extended warranties. And like all insurance it is only worthwhile if you get back more than you pay in. But not having a roadside assistance plan is a low risk option as a tow is not a particularly expensive event. One benefit of a plan is having someone to find an available tow service in that area and get them to you. But with Google, that is not too much of a challenge now a days.

My auto insurance coverage covers towed trailers. And when I was Class-A / Class-C, progressive included roadside assistance.

Wherever you get it, roadside assistance will be limited to actual guys doing this work in the location that you break down. So it may not matter if you're AAA, GS, or Geico - if you're rural and no one can handle your class of tire, you're kinda out of luck.


Our one break down, we called, got assistance. By the time they had arranged a dispatch (from a major city 1 hour away) - I had limped into Walmart, bought a jack, and changed it myself.