RV insurance claim - flood

Grit dog wrote:
Back to replying to myself….lol.
OP you don’t see it but I see it clearly with my in-laws. While they are still doin their thing just fine. Keeping up the house, traveling, both drive still, a couple of once very intelligent management level folks are now befuddled by things like cell phone contracts.
It happens.
But they also absolutely refuse to let any of their 3 kids know any of their financial and “business”(like insurance and stuff) information. Nor are they willing to even discuss.
And they’re on the cusp of being very vulnerable financially from all fronts.
And it’s not that there are any issues with trust specifically with any of their kids.
They’re hanging on to their “independence” and little things are beginning to bite them because they don’t possess the ability to be as well informed as they used to.
It’s a tough position to be in as those who care for them, as one big mistake and they are sitting with nothing left because they were either taken advantage of (both legally or illegally) or they are gonna make an I’ll informed decision.

Saw it happen with my mom too and she was only in her late 60s. I am the responsible child and my sister has a plethora of mental and addiction problems. Mom wouldn’t confide in me because she “knew what she was doing” and I mopped up the mess with what was left after my sister stole all her retirement…
If any of this hits home with the OP or anyone, no need to thank me. You can call me a pos for hypothetically calling you out if you want. I don’t care. But if it makes you think and helps prompt you to get some help understanding…whatever, I’m glad and that’s why I wrote all this.

Grit I have to say I do agree with you on all said. I too am seeing some of what you are are talking about with my mother. It's easy to see and recognize a reduction of physical abilities. But it's a lot harder to realize or accept that they are not as young mentally as they used to be.