rv insurance cost more if its parked on a site for the year
was wondering if rv insurance is more or less if agent knows that it is parked on a site or it is pulled back and forth to campgrounds ?
Forum Discussion
mslater wrote:
Rates vary depending on many factors... tell them you only use your boat on the great lakes vs. Once in a while along with inland lakes. See where your rates are.... they are in it to make as much as they can so if you want to help them out be my quest
Now imagine what happens in this scenario if you have told your insurance company that you only use your boat in one area, then you get into an accident in a different area. No coverage. My boat policy used to specify where I could use the boat. IF we were going out of that area, I called to have them add the new area to my policy. Whats the point of having insurance if it won't cover you when you need it.
Similar with full time RVing insurance. There are specific definitions of "full time" in the eyes of the insurance company. I'd hate to be penny wise and pound foolish, Save a few bucks now but find out you have no coverage if you have a loss? no thanks. Same idea holds true in this situation. You need to make sure you are covered for the actual way you are using the RV. Period.
My two cents...
