Rv's are the new housing.

CLOSED

eubank wrote:
NOthing new here. Back when we sold propane at our family business here in NM, one offering we had was the best price in the area. Word got out, and I wound up serving significant numbers of elderly folks who lived in their decrepit RVs. These were people trying to stay alive only on their social security. They had medicaire, but weren't able to afford the 20% not covered and were too proud to go on medicaid. In truth, they were just waiting to die. All I did was make the waiting period a little less painful.

:(
Lynn

So you are agreeing with me that it is an unsolvable problem since in your case the problem is not a lack of resources, but rather the fact that the people are refusing those resources (medicaid) due to pride? So therefore the only solution would be to throw enough money at them to buy out that pride?

Chainwright wrote:

westernrvparkowner wrote:

Chainwright wrote:
Hmmm, My problem is with Property taxes. in Texas we have the 3rd highest property tax rates in the nation. Yup, Texas keeps advertising:"Come to Texas, where housing is cheap," and I laugh. Yeah you may be able to buy a home for 200K which in Cali could run you 800K to 1M+ as in NYC. But, what is not advertised is that you Property taxes go up between .5% to 1% (i'm being nice) per yr. So on a 200k house you start out paing 8000+ a yr in property taxes. We're paying 14K right now. But out of principle we don't see why we should. To us it's outrageous. Just imagine all those folks that live in homes that were Passed down to them from generation to generation, what do you tell them? "sorry, Too bad." "Your family didn't leave you enough money to pay for taxes in the future? well you gotta sell and git." As a retired vet, that's definitely NOT what I fought for.

The average effective property tax rate in Texas is 1.86% The taxes on your $200,000 house should be around $3700.00, not $14,000. If your relatives bought that home for $200K and it's value has risen to just over $750,000 (the valuation needed for property tax to be $14,000 per year) and you inherited that house, they have left you more than enough valuation to pay that $14,000. If you don't want to live there, sell and pocket that profits. If those same relatives kept borrowing and refinancing and actually have no equity and no other assets, the law does not transfer that tax liability to you, let the probate court sort it out and you walk away with what you had before they died, nothing. The actual fact is Texas has the 33rd highest total tax burden among the 50 states. So yes, it would make economic tax sense for people in 32 states to move to Texas and the powers to be in Texas thinks it makes sense to promote that fact.

Wow. Wrong on so many accounts. Is this what you do? make up things to support your speculations? I somewhat take offense to what you dare say because it's like you're telling me I don't know how to read my Tax Report and Annual Appraisal district property tax report. And I would Break it down for you, but I'll take the "Lazy" way out, which is good for you because it's the Easiest way. You ready? Go to Realtor. Com and check out a home in San antonio Tx. When you go down to there "Payment Calculator" and click on it you'll see the Amt of Property taxes you'd have to pay EVERY month if you bought that house. Now multiply that by 12.
Now to your "speculations:" I never said my home cost 200K, I wish it did, then I wouldn't have to pay over 14K in property taxes.
I don't know where you get your numbers, but my Property tax burden is 2.66% on the appraised value of my home.
I was however hasty in stating that the taxes on a 200K house is 8K, it's not, it's actually $5300. Still a lot for a 200K home. And whats this "Valuation" stuff? My mom passed this home down to me and it "Should" stay in the Family. I don't care if it's worth $2 or 2 million. A person shouldn't have to get rid of his/her home after it's ALL paid off just because of City+County+Independent School district Taxes.
I don't get into that "Borrowing, Re financing" BS, Maybe that's good for you and your CampGround, but it doesn't fly around here. We don't "Play" the system in this house. We're simple, we worked hard, bought our land, built on it, paid it off and now we're getting shafted. And that 1.86% that you mentioned is just an Average which is brought down by all those counties that barely have 10 inhabitants (hope you get the gist). Next time just ASK me, don't just jump to conclusions. I live down here, you don't. I wouldn't try to tell you what goes on in Montana.

You have no given right to keep inherited property free of property taxation. If inheriting a home with a valuation greater than $500,000 leaves you "house poor" you probably need to sell. (using your 2.66% tax rate and having no homestead exemption a $14,000 annual tax bill would calculate out to a home valuation of $526,315).
And you probably need to bone up on your math. Those 10 inhabitants in those rural counties don't materially effect the calculated averages of taxes paid by the 28.7 million total Texas residents.

NOthing new here. Back when we sold propane at our family business here in NM, one offering we had was the best price in the area. Word got out, and I wound up serving significant numbers of elderly folks who lived in their decrepit RVs. These were people trying to stay alive only on their social security. They had medicaire, but weren't able to afford the 20% not covered and were too proud to go on medicaid. In truth, they were just waiting to die. All I did was make the waiting period a little less painful.

:(
Lynn

"People who use drugs are simply low IQ UNeducated simpletons,blame the schooling system"

Okay, I don't care who you are, that there is funny. And ignorant.

westernrvparkowner wrote:

Chainwright wrote:
Hmmm, My problem is with Property taxes. in Texas we have the 3rd highest property tax rates in the nation. Yup, Texas keeps advertising:"Come to Texas, where housing is cheap," and I laugh. Yeah you may be able to buy a home for 200K which in Cali could run you 800K to 1M+ as in NYC. But, what is not advertised is that you Property taxes go up between .5% to 1% (i'm being nice) per yr. So on a 200k house you start out paing 8000+ a yr in property taxes. We're paying 14K right now. But out of principle we don't see why we should. To us it's outrageous. Just imagine all those folks that live in homes that were Passed down to them from generation to generation, what do you tell them? "sorry, Too bad." "Your family didn't leave you enough money to pay for taxes in the future? well you gotta sell and git." As a retired vet, that's definitely NOT what I fought for.

The average effective property tax rate in Texas is 1.86% The taxes on your $200,000 house should be around $3700.00, not $14,000. If your relatives bought that home for $200K and it's value has risen to just over $750,000 (the valuation needed for property tax to be $14,000 per year) and you inherited that house, they have left you more than enough valuation to pay that $14,000. If you don't want to live there, sell and pocket that profits. If those same relatives kept borrowing and refinancing and actually have no equity and no other assets, the law does not transfer that tax liability to you, let the probate court sort it out and you walk away with what you had before they died, nothing. The actual fact is Texas has the 33rd highest total tax burden among the 50 states. So yes, it would make economic tax sense for people in 32 states to move to Texas and the powers to be in Texas thinks it makes sense to promote that fact.

Wow. Wrong on so many accounts. Is this what you do? make up things to support your speculations? I somewhat take offense to what you dare say because it's like you're telling me I don't know how to read my Tax Report and Annual Appraisal district property tax report. And I would Break it down for you, but I'll take the "Lazy" way out, which is good for you because it's the Easiest way. You ready? Go to Realtor. Com and check out a home in San antonio Tx. When you go down to there "Payment Calculator" and click on it you'll see the Amt of Property taxes you'd have to pay EVERY month if you bought that house. Now multiply that by 12.
Now to your "speculations:" I never said my home cost 200K, I wish it did, then I wouldn't have to pay over 14K in property taxes.
I don't know where you get your numbers, but my Property tax burden is 2.66% on the appraised value of my home.
I was however hasty in stating that the taxes on a 200K house is 8K, it's not, it's actually $5300. Still a lot for a 200K home. And whats this "Valuation" stuff? My mom passed this home down to me and it "Should" stay in the Family. I don't care if it's worth $2 or 2 million. A person shouldn't have to get rid of his/her home after it's ALL paid off just because of City+County+Independent School district Taxes.
I don't get into that "Borrowing, Re financing" BS, Maybe that's good for you and your CampGround, but it doesn't fly around here. We don't "Play" the system in this house. We're simple, we worked hard, bought our land, built on it, paid it off and now we're getting shafted. And that 1.86% that you mentioned is just an Average which is brought down by all those counties that barely have 10 inhabitants (hope you get the gist). Next time just ASK me, don't just jump to conclusions. I live down here, you don't. I wouldn't try to tell you what goes on in Montana.

I don't have a solution for the homeless problem, but I'm pretty sure that giving them enough so that becoming self sufficient would be an reduction in lifestyle is not the the answer.

John S. wrote:

Chainwright wrote:
Hmmm, My problem is with Property taxes. in Texas we have the 3rd highest property tax rates in the nation. Yup, Texas keeps advertising:"Come to Texas, where housing is cheap," and I laugh. Yeah you may be able to buy a home for 200K which in Cali could run you 800K to 1M+ as in NYC. But, what is not advertised is that you Property taxes go up between .5% to 1% (i'm being nice) per yr. So on a 200k house you start out paing 8000+ a yr in property taxes. We're paying 14K right now. But out of principle we don't see why we should. To us it's outrageous. Just imagine all those folks that live in homes that were Passed down to them from generation to generation, what do you tell them? "sorry, Too bad." "Your family didn't leave you enough money to pay for taxes in the future? well you gotta sell and git." As a retired vet, that's definitely NOT what I fought for.

But you have no income tax and that is much more your property tax.

WRONG! my income tax was never ever anywhere close to the 14K I pay in property taxes. At this point I'll gladly accept a State income Tax.

westernrvparkowner wrote:

pianotuna wrote:
Frightening to me that over 43 thousand folks have NO place at all to stay--not even a car. My heart goes out to them.

It is deeper than they have no place to stay. They are the mentally challenged, drug addicted and those otherwise incapable of helping themselves. It boils down to them making that choice. There are services available if they wanted them. This isn't the 1930s with millions unemployed cast adrift with no safety net.
Living in a free society has it's costs, and one of those costs is people are free to make their own choices. We can't just arbitrarily force people into drug rehab and mental care facilities. The insane asylums of the mid 20th century were deemed a complete failure.
People can't be made to quit drugs. It's a problem without a solution.

Theres always a solution
Some very drastic
like China and Philipines that execute drug pushers and sends addicts into reeducation camps
Their opium wars of the past taught them well.

Portugal simply Legalized all drugs and gives proper medical care to all adicts

Japan has the best educated people in the world who knows whats right and wrong.
They wont touch any drugs

People who use drugs are simply low IQ UNeducated simpletons,blame the schooling system

garyhaupt wrote:
I hesitate to post this...however, it is the way things are, in many places now. The article is written with California as the focal point, but it applies across the board. Worldwide.


Gary Haupt

https://www.dailymail.co.uk/news/article-6839229/Thousands-California-families-living-RVs-exorbitant-rents-leave-facing-homelessness.html?fbclid=IwAR3Pzpc3BzAvkrtA__lI2diQP2KNs0h4tyNlrNhuwjFjw9T7Ml4-KFvqOUU


Gary Haupt

Heres an idea,send the homeless to this place.

https://youtu.be/gO3LUhFwx6k

Also build high speed railway to LA so they can easily commute to work in the big town


https://youtu.be/SK66FB-gr8A

Of course to afford all that we would have to stop wasting money on YUGE military expenditures first

And Maybe hire Chinese who know how to build railroads fast
https://youtu.be/iTI4pA21j6I