We bought ours in mid-April. I had seen it at an RV show at the beginning of March and then we went to the dealer to talk numbers a week later but they didn't offer us a great deal, especially on our trade. Then about a week after that is when things started hitting the fan w/ Covid, and the stock market crashed. The salesman called us up and said they were basically panicking at the dealership and started renegotiating. We got a far better deal than we would have if we bought it a few weeks before, or waited until about May. Even Keystone threw in some cash to the deal to get us to where we wanted to be. And yup, we financed it. We can well afford it (DINKs under 40) and figure if everything really goes to hell, we'll sell our house (which has tons of equity) and live in the camper LOL!
I'm a member of a few Montana groups on Facebook. What some people are trying to get for their used 2018/2019 units is insane.