Forum Discussion

99peaches1966's avatar
Jul 31, 2025

State farm denying my claim

I had to leave my travel trailer for 5 weeks due to helping my mom who had open heart surgery. I have a 2019 kz sportsman. When I return I open the door to find my seams are coming apart and water damage to walls. Especially in the bunk room. Allstate sends an adjuster and now claim is denied. They tell me this has been going on for a long time. There was no sign of water damage anywhere. No mold anywhere. Now what do I do?  Thanks

4 Replies

  • First figure out why you’d call Allstate for a State Farm policy. I wouldn’t cover you if you had insurance elsewhere. 
    roflmao

    Second, assuming you actually called the company you’re insured with, what does your policy say?  Is it covered for water damage from leaks or not? What are the stipulations?

     

    • 99peaches1966's avatar
      99peaches1966
      Explorer

      Lol I don't know why that says allstate. Didn't even notice that. Can I delete that?   Anyway it says they can deny for normal wear and tear??

    • 99peaches1966's avatar
      99peaches1966
      Explorer

      Thank you. I'm in the process of that although the lady at state farm said they don't have an appeal process. I said we'll I spoke to someone yesterday and they're mailing me the paperwork

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