State Farm Insurance coverage for roof water damage
If you have State Farm and have had water damage did State Farm pay?
Forum Discussion
schlep1967 wrote:
If you can see a tear in the roof from a foreign object, like a tree limb, it may be covered. If it is leaking due to lack of maintenance at sealed seams, probably not.
Precisely what I was told by my insurance company (not SF) when side delamination happened, and it was due to water intrusion from the roof. In my case, they sent an adjuster, and the dealer showed him the unknown tear from probably a branch. No argument, since it was due to hitting something. Unfortunately, the cost to repair was so much, they just totaled it.
Dealer said they see the problem a lot - but most of the time, the claim is denied since it was "lack of maintenance", and not due to striking something.
