Forum Discussion
- Im sorry, but even at retirement, being able to own an RV is a luxury item, or a hobby not a necessity.
Measuring one's ability to retire, and live in reasonable comfort in retirement, really isn't measured by whether or not they can afford to buy an RV.
Mike tomman58 wrote:
westernrvparkowner wrote:
tomman58 wrote:
According to the US census bureau, average US income has increased above the inflation rate for the past three years. Adjusted for inflation, Average income is at a record high. Unemployment is at or near all time record lows. RV sales have also had multiple years of record sales. Apparently more, not less, people are able to afford RVing.bid_time wrote:
tomman58 wrote:
You got a diesel, a 2018 33' trailer, two high end bicycles and a Honda genny and you're pontificating about being on a fixed income - give me a break.
"But if we get an agreement,it will be to our benefit. You would think the tax cuts and cuts in regulations, they would offset the cost of the tarrifs. With the economy roaring along like it is, these industries will get through it."
"if" we get an agreement. Nothing says we will or that it would benefit us at all. Tax cuts and reg cuts have not and will not help. The economy is going in trillion dollar debt and is up to 8 1/2 T.
The premise of this page was RV's and of course none of the current mess is going to help us. Peoples wages are barely moving up while the cost for us to have fun is rising fast as are our PU trucks. People work hard to get to retirement (ME) and with our very fixed incomes the price for RVing keeps going up. Someone needs to come up with a great unit at 20% less not more!
Actually it is about 40' trailer with my added rack on the back. First I am on a fixed income. Secondly why should it matter to you what I have? Thirdly You go through life4 and you make your own choices on how to live, what to eat, where to live and so on. You are also responsible for you income, savings and SS deposits. Those choices are your business and no one else. Bottom line I see thousands of folks like me on the road all years long. I hope to see more young people have the same wonderful experiences like me and my family.
Currently I don't see people being able to afford RVing like so many of us have because incomes are shrinking not expanding and world events are costing us trillions by poor choices.
Interesting but there are many problems, with the "who" can afford RV's at retirement, currently: the median retirement savings by age in the U.S. is:
Americans in their 20s: $16,000
Americans in their 30s: $45,000
Americans in their 40s: $63,000
Americans in their 50s: $117,000
Americans in their 60s: $172,000
This is terrible to say the least. The only ones with a true retirement are those who had a very good 401K or belonged to a union that had complete benefits and pensions. Sorry I've seen to many young people moving back to home and to many seniors eking by.
we did everything wrong. we married at 19 and 18. i didn't finish college, my wife did but never really used her degree. we worked blue collar govt jobs both rising to mgmt and administrative positions. i had no plan for a future beyond the immediate. my wife's brother talked her into opening a mutual fund account with 20th Century without my knowledge. i was nervous when i learned about it but hung on. glad i did. glad she did what she did.
we both retired at 55, no 401k, no union jobs. we did have deferred compensation accounts and we both contributed to traditional and, later, Roth IRAs. what we did do was to shed all debt including mortgage, invested monthly in taxable mutual funds with a buy-and-hold strategy, established a budget and lived comfortably but considerably beneath our means. i acknowledge a bit of luck in selecting good mutual funds since we didn't use a FA.
i'm not comfortable in disclosing our net worth online but lets just say we're way, way ahead of those averages. if we can do this i suspect that most anyone can. grasshoppers vs ants. my only regret is that we didn't start earlier.westernrvparkowner wrote:
tomman58 wrote:
According to the US census bureau, average US income has increased above the inflation rate for the past three years. Adjusted for inflation, Average income is at a record high. Unemployment is at or near all time record lows. RV sales have also had multiple years of record sales. Apparently more, not less, people are able to afford RVing.bid_time wrote:
tomman58 wrote:
You got a diesel, a 2018 33' trailer, two high end bicycles and a Honda genny and you're pontificating about being on a fixed income - give me a break.
"But if we get an agreement,it will be to our benefit. You would think the tax cuts and cuts in regulations, they would offset the cost of the tarrifs. With the economy roaring along like it is, these industries will get through it."
"if" we get an agreement. Nothing says we will or that it would benefit us at all. Tax cuts and reg cuts have not and will not help. The economy is going in trillion dollar debt and is up to 8 1/2 T.
The premise of this page was RV's and of course none of the current mess is going to help us. Peoples wages are barely moving up while the cost for us to have fun is rising fast as are our PU trucks. People work hard to get to retirement (ME) and with our very fixed incomes the price for RVing keeps going up. Someone needs to come up with a great unit at 20% less not more!
Actually it is about 40' trailer with my added rack on the back. First I am on a fixed income. Secondly why should it matter to you what I have? Thirdly You go through life4 and you make your own choices on how to live, what to eat, where to live and so on. You are also responsible for you income, savings and SS deposits. Those choices are your business and no one else. Bottom line I see thousands of folks like me on the road all years long. I hope to see more young people have the same wonderful experiences like me and my family.
Currently I don't see people being able to afford RVing like so many of us have because incomes are shrinking not expanding and world events are costing us trillions by poor choices.
Interesting but there are many problems, with the "who" can afford RV's at retirement, currently: the median retirement savings by age in the U.S. is:
Americans in their 20s: $16,000
Americans in their 30s: $45,000
Americans in their 40s: $63,000
Americans in their 50s: $117,000
Americans in their 60s: $172,000
This is terrible to say the least. The only ones with a true retirement are those who had a very good 401K or belonged to a union that had complete benefits and pensions. Sorry I've seen to many young people moving back to home and to many seniors eking by.tomman58 wrote:
According to the US census bureau, average US income has increased above the inflation rate for the past three years. Adjusted for inflation, Average income is at a record high. Unemployment is at or near all time record lows. RV sales have also had multiple years of record sales. Apparently more, not less, people are able to afford RVing.bid_time wrote:
tomman58 wrote:
You got a diesel, a 2018 33' trailer, two high end bicycles and a Honda genny and you're pontificating about being on a fixed income - give me a break.
"But if we get an agreement,it will be to our benefit. You would think the tax cuts and cuts in regulations, they would offset the cost of the tarrifs. With the economy roaring along like it is, these industries will get through it."
"if" we get an agreement. Nothing says we will or that it would benefit us at all. Tax cuts and reg cuts have not and will not help. The economy is going in trillion dollar debt and is up to 8 1/2 T.
The premise of this page was RV's and of course none of the current mess is going to help us. Peoples wages are barely moving up while the cost for us to have fun is rising fast as are our PU trucks. People work hard to get to retirement (ME) and with our very fixed incomes the price for RVing keeps going up. Someone needs to come up with a great unit at 20% less not more!
Actually it is about 40' trailer with my added rack on the back. First I am on a fixed income. Secondly why should it matter to you what I have? Thirdly You go through life4 and you make your own choices on how to live, what to eat, where to live and so on. You are also responsible for you income, savings and SS deposits. Those choices are your business and no one else. Bottom line I see thousands of folks like me on the road all years long. I hope to see more young people have the same wonderful experiences like me and my family.
Currently I don't see people being able to afford RVing like so many of us have because incomes are shrinking not expanding and world events are costing us trillions by poor choices.bid_time wrote:
tomman58 wrote:
You got a diesel, a 2018 33' trailer, two high end bicycles and a Honda genny and you're pontificating about being on a fixed income - give me a break.
"But if we get an agreement,it will be to our benefit. You would think the tax cuts and cuts in regulations, they would offset the cost of the tarrifs. With the economy roaring along like it is, these industries will get through it."
"if" we get an agreement. Nothing says we will or that it would benefit us at all. Tax cuts and reg cuts have not and will not help. The economy is going in trillion dollar debt and is up to 8 1/2 T.
The premise of this page was RV's and of course none of the current mess is going to help us. Peoples wages are barely moving up while the cost for us to have fun is rising fast as are our PU trucks. People work hard to get to retirement (ME) and with our very fixed incomes the price for RVing keeps going up. Someone needs to come up with a great unit at 20% less not more!
Actually it is about 40' trailer with my added rack on the back. First I am on a fixed income. Secondly why should it matter to you what I have? Thirdly You go through life4 and you make your own choices on how to live, what to eat, where to live and so on. You are also responsible for you income, savings and SS deposits. Those choices are your business and no one else. Bottom line I see thousands of folks like me on the road all years long. I hope to see more young people have the same wonderful experiences like me and my family.
Currently I don't see people being able to afford RVing like so many of us have because incomes are shrinking not expanding and world events are costing us trillions by poor choices.free radical wrote:
And the US has been around for less than 250 years. In your line of thinking, China has a 4750 year head start on the US, has 5 times the workforce and yet the US still outproduces them. China had 5000 years to put a man on the moon, the US did it in less than 200. The US is enlightened enough to allow Free Speech, Freedom of Religion and holds free elections because our government trusts it citizens. Can you say the same about China. The average US citizen enjoys approximately 5 times the purchasing power (per capita GDP PPP) than the average Chinese Citizen. For the average US citizen that is nearly 2.5 times more than the world average. For a Chinese citizen they can only purchase approximately 6/10th of what the world average. And all of these income stats are accumulated even though China has your 4750 year head start.Charlie D. wrote:
free radical wrote:
https://youtu.be/0JDoll8OEFE
Btw coruption is punishable by death penalty in China
So is illegal drug pushers
Why China has the best high speed railways
Enjoy
https://youtu.be/hs392e7z99Y
China and drugs
https://youtu.be/Yoqj-gmDgkM
You and I can trade posts supporting our positions all day long but to suggest that China does not export illegal drugs to the U. S. is disingenuous as is saying China's new train system is not riddled with issues, poor construction and improper materials and corruption.
www.newsweek.com/forget-mexico-us-being-flooded-illegal-drugs-china-652494
One can order illegal drugs via internet and have them shipped to the U.S. and delivered in as little as 10 days.
https://www.statnews.com/2018/01/24/china-fentanyl-usps/
https://www.fastcompany.com/1749952/problem-chinas-high-speed-rail
Note that none of these links are from Fox News.:)
I am guilty of helping to get the OP's post off track so I will not make any further comments unless they are tariff related.:)
Ive never said China doesnt export drugs to US so dont put words in my mouth,anyhow
Question is WHY people here use it?
Imo if someone is dum enough to use deadly drugs they can drop dead as far as Im concerned.
less drag on our health care and economy.
China had drug problems too but learned how to deal with it,send people to rehab and cure them.and execute drug dealers.
Works good since there are 1.5 bilion of chinese now
China has been around for 5000 years so they just maybe bit more evolved smarter then we are.
.BillyBob Jim wrote:
They kill more miners in one year in those Chinese mines, than were killed in North American underground mines during the entire history of North American mines.
How many miners have been killed in North America?
Did the Spanish keep records on mining deaths in New Spain? Did Mexico?free radical wrote:
Charlie D. wrote:
free radical wrote:
https://youtu.be/0JDoll8OEFE
Btw coruption is punishable by death penalty in China
So is illegal drug pushers
Why China has the best high speed railways
Enjoy
https://youtu.be/hs392e7z99Y
China and drugs
https://youtu.be/Yoqj-gmDgkM
You and I can trade posts supporting our positions all day long but to suggest that China does not export illegal drugs to the U. S. is disingenuous as is saying China's new train system is not riddled with issues, poor construction and improper materials and corruption.
www.newsweek.com/forget-mexico-us-being-flooded-illegal-drugs-china-652494
One can order illegal drugs via internet and have them shipped to the U.S. and delivered in as little as 10 days.
https://www.statnews.com/2018/01/24/china-fentanyl-usps/
https://www.fastcompany.com/1749952/problem-chinas-high-speed-rail
Note that none of these links are from Fox News.:)
I am guilty of helping to get the OP's post off track so I will not make any further comments unless they are tariff related.:)
Ive never said China doesnt export drugs to US so dont put words in my mouth,anyhow
Question is WHY people here use it?
Imo if someone is dum enough to use deadly drugs they can drop dead as far as Im concerned.
less drag on our health care and economy.
China had drug problems too but learned how to deal with it,send people to rehab and cure them.and execute drug dealers.
Works good since there are 1.5 bilion of chinese now
China has been around for 5000 years so they just maybe bit more evolved smarter then we are.
I predict we will lose the tarrif war,Tramp bankrupted 10 busineses after all and dont listen to smart advisors just fires everyone who disagree w him.
Since you think so highly of China why not move there? Ever been there? Canada will not miss you.
I spent 9 months there in 2015. Don't really care to go back as the entire country stinks like raw sewage except at the airport or central Beijing, nor do I care to go into another Chinese deep mine of which I have spent countless hours in half a dozen troubleshooting equipment. They kill more miners in one year in those Chinese mines, than were killed in North American underground mines during the entire history of North American mines. The only time the word safety is used, or safety equipment, is for photo shoots or when we were coming in. The rest of the time is a free for all with every release of info heavily censored by Beijing. Nice place China.Charlie D. wrote:
free radical wrote:
https://youtu.be/0JDoll8OEFE
Btw coruption is punishable by death penalty in China
So is illegal drug pushers
Why China has the best high speed railways
Enjoy
https://youtu.be/hs392e7z99Y
China and drugs
https://youtu.be/Yoqj-gmDgkM
You and I can trade posts supporting our positions all day long but to suggest that China does not export illegal drugs to the U. S. is disingenuous as is saying China's new train system is not riddled with issues, poor construction and improper materials and corruption.
www.newsweek.com/forget-mexico-us-being-flooded-illegal-drugs-china-652494
One can order illegal drugs via internet and have them shipped to the U.S. and delivered in as little as 10 days.
https://www.statnews.com/2018/01/24/china-fentanyl-usps/
https://www.fastcompany.com/1749952/problem-chinas-high-speed-rail
Note that none of these links are from Fox News.:)
I am guilty of helping to get the OP's post off track so I will not make any further comments unless they are tariff related.:)
Ive never said China doesnt export drugs to US so dont put words in my mouth,anyhow
Question is WHY people here use it?
Imo if someone is dum enough to use deadly drugs they can drop dead as far as Im concerned.
less drag on our health care and economy.
China had drug problems too but learned how to deal with it,send people to rehab and cure them.and execute drug dealers.
Works good since there are 1.5 bilion of chinese now
China has been around for 5000 years so they just maybe bit more evolved smarter then we are.
I predict we will lose the tarrif war,Tramp bankrupted 10 busineses after all and dont listen to smart advisors just fires everyone who disagree w him.- Good vid
Trade war explained who needs who more
https://youtu.be/DxN12jzHrqI
Result Many US busineses strugle to survive,make your own conclusion
https://youtu.be/NCDMeHCiey8
