We'll see... I'm gonna get screwed on it.Not necessarily. That's what you have insurance and the company lawyers for. I had a similar thing happen to me not quite two years ago, except I had Hanover suing Hanover. They even went so far as to recover the damage the tow company had done. Don't settle until you've pushed them as far as you can. If they don't cough to your satisfaction, that's when you get an attorney involved.
This is what mine looked like:

The car also did what it was supposed to do.