We actually are making out a little better. The pay off changed overnight and we will be out about $12. I looked over several sites and dealer retail value on my car was about $17k at the most. They are paying about $1500 more than that and that payoff amount includes my extended warranty, which I will receive a prorated portion of.
Right now, I am evaluating what kind of car I want to get. I have the chance to make a change. I looked for cars just like mine, but am having a hard time finding one that has all the things mine had. And I am not sure if I want to stay with it. I'm currently looking at Subaru's (XV Crosstrek). One of the things we are debating on is whether to get a car that is towable or not. I'm leaning towards geting one that may not be towable. WE like our tow dolly and have no issues with it, but the fact is that we only use it a couple times a year. I'm not sure if I want to limit my choice of a daily driver to something that can be towed on the tow dolly (or even 4 flat) for just a couple times a year. And to be honest, if we need a car, we could just rent one when we get where we are going and not have to worry about it. It starts sounding better the more I think and talk about it. If full timing, it would be totally different. But for a week long trip once or twice a year and the weekends, it doesn't sound worth it.