Forum Discussion

Explorer

Sep 29, 2014

Travel Insurance for Canadian Snowbirds

My husband and I are in our late 60's and have recently developed a couple of health issues which impact on our travel to the US. Our Blue Cross medical travel insurance plans have a 90 day pre-existing condition clause--any medical procedure, tests, diagnosis, treatment, hospital visit, etc. preclude health coverage for that particular health issue while in the USA. So our winter Rv travel plans are shattered. We can't be the only snowbird seniors with minor or major health concerns. I've read many horror stories about Canadians returning with huge medical bills not covered by their health insurance plans.Canadians-- what do you do about health insurance coverage? Are we doomed to suffer through our Canadian winters forever?

Seeking Advice

14 Replies

garyhaupt
Explorer
Sep 29, 2014
ipeltier..I am thinking that there is no way around this for 'normal' people. If you have scads of of money, yes, I am sure you could buy some coverage with no "per-existing" wording, but in the real world? I doan tink so, Lucy. And I will caution you...insurance companies will use any reason/excuse to get out of a pay-out, so, when people 'forget' to mention that health issue? The company will use that to avoid ANY coverage pay-out even tho the claim might have absolutely 100% nothing to do with the per-existing health issue.

I think you are doomed to enjoy your Albertan winter. Although....you could wander over to the Okanagan Valley and hang out. But even then, you need to be sure your Alberta coverage extends to other parts of Canada.

Gary Haupt
coolbreeze01
Explorer
Sep 29, 2014
We enjoyed the Canadian Snowbirds at our local airshow. Well done.......
garyhaupt
Explorer
Sep 29, 2014
darsben wrote:
In case you misplaced it your post earlier today on the same subject can be foundHERE

so..why did you do this?

Gary Haupt
darsben
Explorer II
Sep 29, 2014
In case you misplaced it your post earlier today on the same subject can be foundHERE