Our most memorable restaurant meal was at Black Bear Diner in Mt. Shasta, CA. I was driving and got distracted looking at beautiful Mt. Shasta, when I clipped the building and tore off 20-ft of our roof, our awning, and the restaurant's awning. Of course, we went inside, got some lunch, and owned up to my mistake. They were gracious about it, thankfully. But that turned out to be about a $3600 hamburger. Fortunately, GEICO paid everything promptly and I assume they got their awning back.
So there's a lesson in that--pay attention to your driving and make sure you have excellent insurance for those times that you get stupid.