Forum Discussion
Grit_dog
Aug 31, 2017Navigator
NJRVer wrote:minnow wrote:
Hopefully, insurance will cover the losses. I've already heard that residents homeowners insurance will deny coverage because it was an event caused by mother nature. People needed federal flood insurance. Even people with federal flood insurance will find it takes years and years to get s settlement.
People in Houston and Louisiana are in for a long and frustrating period of time I'm afraid.
Floods are covered by flood insurance.
Just because "it was an event caused by mother nature" isn't the reason. Plenty of events caused by mother nature are covered.
It's not that simple man. NJRV er is right. Afaik, federal flood insurance is the only "commercial" insurance available and it has some serious limits. Had to get it on a house once, after Katrina, and it was capped, at like 2 or 300k. I forget.
Several Katrina refugees worked for me after that hurricane and the similar theme was they lost everything and even flood insurance didn't cover.
Edit, these are past experiences, may not be the same now.
But on another note, my RV would be the last thing I'd take. It's insured and even if it wasn't, it wouldn't make the cut unless I was on my 3rd or 4th trip......
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