Why were all the RV's left in the flood?

minnow wrote:
Is reality setting in yet ? Between the government and the insurance companies, the message they are sending is that that don't want you living in an area that is subject to catastrophic weather events. Government requires you to have very high cost flood insurance that pays pennies on the dollar or not at all, takes years to resolve, homeowners insurance policy has 100's of exclusions absolving them of any legal obligation to pay and finally no tax write offs for catastrophic losses.

If one is determined to live in such areas. one needs to be resolved to having to be self-insured with no expectation that any company or government agency will provide any financial remuneration when your house is ripped off its foundation.

My reality set in but I think yours has a way to go.The government is not sending a message to not live in coastal areas, although smart local Governments do participate in the flood insurance program and require new construction to be built above the flood plain. BTW the government does NOT require flood insurance as you state, otherwise the problem would be much less than it is. Also, it does not pay pennies on the dollar, you can buy different levels of coverage, with or without contents, different deductibles. Get your story straight.

You seem to think everyone should pick up and move out of coastal / river areas. Look at a map of the US and figure out what it would look like. The reason these areas where developed when this country was growing is because, to a great degree, of the water access. Think about the ports and major cities, even places like St Louis are on the water for a reason. Don't think your reality has set in if you think this is going to reverse. I do agree people should buy insurance to protect themselves and not expect the tax payers to bail them out. That IS my reality.