Forum Discussion
toedtoes
Sep 02, 2017Explorer III
mike-s wrote:riven1950 wrote:The federal government requires flood insurance for homes in a high risk area which are mortgaged to a federally associated institution. That's most mortgage lenders. Link.
BTW the government does NOT require flood insurance as you state, otherwise the problem would be much less than it is.
Yes, some homeowners are required to have flood insurance. That can change as infrastructure improves, etc.
As a bit of historical background, I remember a tour in Sacramento California. When Sutter's Fort was established, people started building throughout the area. When they experienced too many floods due to the rivers swelling in the spring, they raised the ground level. What used to be the ground floor of buildings downtown is now underground basements. You can still see the paved roads and window openings in the walls.
So even areas that are not flood zones now, have been in the past.
About RV Tips & Tricks
Looking for advice before your next adventure? Look no further.25,108 PostsLatest Activity: Feb 02, 2025