I was told by an RV tech that manufactures have been using "PEX" line for the last few years in all new builds as it will expand 2-4 times Its size before rupturing. Not sure if "PEX" is the correct spelling, though.
As for a water tank below the bed not freezing, I've seen it happen on more than a few occasions. Now, the temps were down to -15F and the trailer was not a four-season trailer. We even left the access door open to no avail. This was in my dad's TT, which he bought in Baton Rouge many years ago, so now when we go hunting he doesn't put any water in the tank as a precaution.