Wow, thanks for all the great replies.
A little more information I should have shared. The solar is dedicated to a Xantrex Freedom SW 3012 inverter/charger and the only parasitic load I am aware of is the monitors for the Xantrex and the Morningstar MPPT-60 controller. The inverter is disabled at present The controller is set on a factory setting for AGM. It goes into Absorb for a minimum of 180 minutes each morning.
There are seperate house batteries that are charged when the inverter is on that would have a parasitic load
As JimK-NY wrote
" Charging should stop whenever the charging amps drops to less than 0.5% of the AH rating. For example charging should be discontinued for a 100 AH battery when the charge amps drops below 0.5 amps. Many solar chargers are not capable of making this determination. Most will automatically hold the 14.3 charging voltage for a couple of hours even if the battery is fully charged and the amps drops towards zero."
This is what I read could happen and wanted to try and learn how to avoid.
As ya'll can tell I tend to overthink things but I really want to learn all I can about the system.