Many of the better quality panels have a 20 or 25 year guarantee on performance.
But as others have mentioned, time of year, time of day, and angle to sun play a huge role in the output of the panel.
I used to buy Kyocera panels when they sold 12V panels to the public.
Here's how my 135W panel tested:


Here's another panel, same rating, tested a different day:

Both tested about the same on yet another day. Yours are probably fine. Check again during the peak of the day during the Summer.