Forum Discussion
toedtoes
Jan 27, 2020Explorer III
Lantley wrote:
At the end of the day. I have major stuff insured.
I don't have the time or desire to worry about dents,scratches and other small stuff. I don't care to perform a who dunnit or who's out there? Or who's been out there. I don't have time to review footage or any of that nonsense while camping.
All of those activities would interfere with my relaxing and beer dring time.
Take photos of everything in your home even if it's not major. Insurance will require proof you had it - actual receipt OR a photo of it in your home or on your person - in order to get reimbursed. And that little stuff adds up a lot! I'm currently repurchasing an entire household of everyday little items (cleaning supplies, stocked goods, toiletries, cosmetics, clothing, footwear, pet supplies, tools, and so on) as well as the "major stuff". And yes, you have to prove you actually had a bed to get compensated for a bed frame and mattress - they won't simply acknowledge that you had even a cheap mattress on the floor and give you a minimal amount for it. And don't keep your proof of ownership (receipts or photos) in your home as the burglars WILL take or destroy that proof.
Thank goodness for Amazon and online shopping so I can show most of those little item purchases. They add up.
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