Forum Discussion
otrfun
Sep 18, 2015Explorer II
IdaD wrote:Never meant to insinuate a payload sticker was all by itself a slamdunk for winning a case. As your post alludes, the legal process is never ever that simple (from years of personal experience).otrfun wrote:The mighty payload sticker has reached a new high in terms of the power it has over RV.net posters. Now it shifts legal burdens!IdaD wrote:Yes, I agree there may be some credence to what you say.otrfun wrote:We don't really need to have this discussion again, do we? The 3/4 ton diesel payload rating is all about the 10,000 GVWR limit the manufacturers are trying to stay under.smkettner wrote:Am I missing something? Current model 3/4 ton Ram 2500 CTD 4x4 CC SB ST's only have around 2200 lbs. of payload (typical door sticker).CKNSLS wrote:So the Titan is stuck at 2150. No thanks.
You can't compare Ford's 22 configurations. You have to compare the one closest to the Titan in price and options. Then that truck is the one you would compare the payload figure to.
Just saying you could put 800HP in the Titan but without an increased payload rating the capacity to tow or general RV usability does not increase.
JMHO
If the 1/2+ ton Titan is "stuck at 2150", it's got good company.
However, what if you're involved in a serious accident and a trigger-happy lawyer on the opposing side sees your payload sticker and concludes you were overloaded? The legal burden of proof that weren't overloaded is all on you. Rather doubt Ram is going to come to your defense. To my knowledge that payload sticker is the only legal payload/GVWR document your truck has.
In the event you were in an accident and were sued, the payload rating of the vehicle is one factor among many. And the mere fact that you exceeded that one vehicle rating in and of itself is meaningless - the plaintiff still needs to prove that it actually contributed to the damage he/she/they suffered. I'm not so sure it would be a slam dunk to prove that in the (incredibly) unlikely event this lawsuit didn't settle and you found yourself sitting in front of a jury with experts testifying about the payload sticker versus the other vehicle ratings and characteristics.
Almost all of these civil suits involving auto accidents settle, and in all of those cases you're always working with a number of good and bad facts that weigh for and against each party. Exceeding a payload sticker, if it came up at all, would simply be another one of those facts on the table. How big of a deal it is would depend on the particular situation, but I'd hazard a guess that in most cases carrying 3000 lbs in a 3/4 diesel wouldn't be the deciding factor in determining liability or how much the plaintiff should receive.
I practiced insurance defense litigation for a couple of years so I'm not totally speaking out of my tail here.
I tried to simply state, which is almost impossible to do in terms of addressing legal issues, the potential for a payload sticker to be a very important evidentiary item for establishing cause and effect. No more, no less.
Just something for 10k GVWR Ram 2500 owners to consider when they exceed the maximum payload rating of their truck assuming they have the same payload rating as the Ram 3500. Mechanically, it may be a slam-dunk . . . .
About Travel Trailer Group
44,025 PostsLatest Activity: Feb 26, 2025