Reddog1 wrote:
Vinsil wrote:
... From what I e learned if you cause an accident and deemed at fault and given a ticket for being over weight as the source of that accident, yes insurance can deny the claim. I have asked this question and have only seen this done in extreme cases, i.e. The Toyota pickup hauling three tons of rock and had a tire blow out killing people. ...
I do not believe this. More often than not, one person is responsible for an accident, driving under the influence, speeding, running a red light, and more. Based on your post, the insurance company can deny the claim. I have never had anyone tell me from first hand experience this is true.
Wayne
Wayne, there is a thread on dune runners I believe where it did happen to a guy with an overloaded F250 pulling a 40' or toyhauler (lifted on 37's of course) that crashed into and killed a family. CHP deemed him grossly overloaded, cited him and he was criminally charged. Extreme case sure. The troopers and officers I have posed the question to state it is rare and more common with commercial haulers but they do consider this in investigations. It is usually a series of events that lead to accidents which is why it might not be pointed to as the sole cause.
Having said that I'm not the weight police and I run well over my sticker rating. I feel my truck has been outfitted for the tasks and God forbid the worst happen, I don't think my few thousand pounds is going to make or break things IMHO, now if I was pulling 30k down the road and couldn't stop it......I think insurance might look at that a little harder...but might also be the least of my concerns too.
But like you I've never had any first hand experience and don't think it ever happens much.
