Forum Discussion
Steve_in_29
Sep 25, 2016Explorer
Reddog1 wrote:
During my life time, I have known several people who had accidents and were cited for for being at fault and drunk driving. Their insurance companies covered them. Kinda difficult to be more negligent than that. While I understand the CHP may have deemed him grossly overloaded, and cited him and he was criminally charged, I really doubt that gave the insurance the ability to not cover him. Cancel his insurance or not renew, but not refuse to cover the accident.I think there is more to the story.
If you have a link, I would appreciate it. I too am not a member of the weight police and have run well over my sticker rating for years. My present truck (same TC) runs well under its sticker rating. That is not why I bought it, but it is what it is.
Wayne
I personally know a Marine that had her insurance company deny coverage on her brand new vehicle (I think they still paid medical and other damages though). She drove her and friend to the bar in her new vehicle and was supposed to be the DD for her friend. Then later in the night, after friend was already drunk, she changed her mind when she met a guy she wanted to go home with. So she gave her drunk friend the keys and told her to drive her car home.
Drunk friend ended up rear ending a stopped tractor trailer on the 60 mile trip back to Base, totaling the car and suffering brain damage.
They didn't pay her a dime for giving her keys to a drunk and she hadn't even made her first car payment yet.
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