Benefits of owning a truck camper

1mtnman wrote:

Mello Mike wrote:

1mtnman wrote:
Mike as was mentioned "no insurance" in most cases. However my insurance company does not cover the camper in the case of damage to the camper unless I have the camper insured separately.

Really? Who is your insurance company?

It would be Allstate! Do a search on my previous posting reference this issue. Search "truck camper insurance".

I have State Farm. They cover it for FREE, yes, FREE. And I've already had to use it and can prove they stand behind it.

I know every state is different, but in WA, State Farm covers your TC as part of the Truck's comp coverage. Long story short, I had a storm related loss on the TC, wasn't even on the truck, and got ~$9,000 settlement.

And for me, I love my TC because I can:
--Camp anywhere the 4 wheel drive can get me (reasonably), and fit anywhere the truck can fit.
--haul and EASILY launch a boat. Drop the camper at the campsite, and the truck now tows the boat to the launch. Try that with a motorhome, what a PITA!
--Immediate access to a vehicle to run into town with without having to "break camp". Just drop the TC and go.
--Take my Jeep

And the most important:
--Lots of storage for whiskey!!! :B