Benefits of owning a truck camper

BTW my insurance company, Safeco, tells me my camper is 'personal property' covered under my truck's policy when on the road, and covered under my homeowner's policy if at the house.

I'd seriously ask my agent about the personal property aspect to your camper. You may have to increase the AMOUNT of coverage to include the camper with your other personal property, but that's got to be pennies on the dollar compared to a separate policy I would think...