British Columbia Insurance and camper purchase questions

I go through Co-operators and have a policy for replacement value so they wanted the make, model and year. The agent contacted Fraserway and got a quote for what a new equivalent camper was worth and that was the replacement value quoted on the policy. This year the camper turns 10 and it may not be eligible for this policy so I will need to insure it for what it's current value is - no idea how that is going to work out. I looked into BCAA, but their quote years ago were double.