Forum Discussion
Kayteg1
Dec 30, 2018Explorer II
I wonder why so many members are touchy about camper insurance?
Are they buying on credit?
Sure when you have new $70,000 camper insurance is not bad, but when somebody hits you, you will get his insurance, when what are the chances you will damage your camper?
Me and wife don't make accidents so I am buying liability only coverage.
That saved me about cost of new truck over last 30 years.
So when I bought new truck, I had full insurance for only a year, what was a year of cross-continent trip and then I come down to liability only.
With no loan, no requirement for expensive insurance.
Are they buying on credit?
Sure when you have new $70,000 camper insurance is not bad, but when somebody hits you, you will get his insurance, when what are the chances you will damage your camper?
Me and wife don't make accidents so I am buying liability only coverage.
That saved me about cost of new truck over last 30 years.
So when I bought new truck, I had full insurance for only a year, what was a year of cross-continent trip and then I come down to liability only.
With no loan, no requirement for expensive insurance.
About Travel Trailer Group
44,052 PostsLatest Activity: Nov 04, 2025