CNA National Extended Warranty
I am offered an extended warranty with CNA National. Does anyone have input on whether this is worth the $1,800 they want to charge me for it? How about extended warranties in general? Thanks.
Forum Discussion
As said, never buy 3rd party warranties. If you want one at all, get the one your manufacturer stands behind.
The 3rd party warranties will fight against paying anything every step of the way. Even when the repair is obviously covered, they will play games to avoid paying. For example, you take your truck in for a covered repair. The shop (hopefully the dealers shop) will have to diagnose the issue, then seek authorization to make the repair. Might be a simple part to replace, but they are not authorized to make the repair until they get the warranty company involved. Meanwhile, your truck is sitting on the operating table, and your technician is pulled off to work on the next patient. Warranty company drags their feet with an approval, hoping you will get impatient and authorize the repair on your own. They have plenty of delaying tactics and they will keep you and your shop swinging in the breeze.
Compare to a manufacturers warranty, where the tech diagnoses the problem and usually has an immediate authorization to make the needed repair.
There is much more to it, like the 3rd party warranties that file BK every few years, reorganizing under a different name, but you get the idea.
Shop around for your Dodge warranty. Prices vary, and you do not have to buy it from your original dealership.
The 3rd party warranties will fight against paying anything every step of the way. Even when the repair is obviously covered, they will play games to avoid paying. For example, you take your truck in for a covered repair. The shop (hopefully the dealers shop) will have to diagnose the issue, then seek authorization to make the repair. Might be a simple part to replace, but they are not authorized to make the repair until they get the warranty company involved. Meanwhile, your truck is sitting on the operating table, and your technician is pulled off to work on the next patient. Warranty company drags their feet with an approval, hoping you will get impatient and authorize the repair on your own. They have plenty of delaying tactics and they will keep you and your shop swinging in the breeze.
Compare to a manufacturers warranty, where the tech diagnoses the problem and usually has an immediate authorization to make the needed repair.
There is much more to it, like the 3rd party warranties that file BK every few years, reorganizing under a different name, but you get the idea.
Shop around for your Dodge warranty. Prices vary, and you do not have to buy it from your original dealership.
