FreeLanceing wrote:
How about this, pay for it. Just save a little and pay cash, you get to keep the intrest. This is not the current american way but it once was. I have not made a car payment since 1978. I have not carried a CC balance since about 1980. I do not make a lot of money but I am good with what I have. Today I buy a new truck every 2 or 3 years and walk in find the best deal and write a ripper done. 2 boats, Harley, camper, tractor , etc all paid for. You want to feel free go debt free all it takes is a little discipline. I also self insure. I carry a major liability plan and self insure for any damage claim. Why pay the man when you can pay yourself. This will be very unpopular I know but its the best advise you will get today.
That is very good advice, but there are very few people with that kind of discipline.