I have my TT insured with Progressive. I also have my TV and my car with the same company. In Michigan, I pay about $270 a year for coverage that pays me the purchase price, minus my deductible, if the trailer is destroyed. This proved to be important, as my previous trailer was destroyed in a fire. The fire did not originate in the trailer, but in the garage next to the trailer. Progressive paid me the agreed value, and paid to have the burned out remains removed from my property. I was very happy with how my claim was handled, and my new trailer is also insured with progressive. And Flo is so cute!