Liability
Say that I am towing my friend's new travel trailer with my pickup and hit a low hanging tree limb and destroy the trailer's electric awning. Whose insurance pays, minus the deductible, of course. ...
Forum Discussion
chr$ wrote:
It's why I don't loan my stuff or borrow others. Sucks when you have to repair something you don't own, and I'd feel bad if someone had to shell out $2k to fix my trailer if they broke it, but I'd expect them to as I would do it if I were the one who broke theirs.
I missed the part about the owner in the later post, but I learned a long time ago, If I'm at the wheel, I don't take ANYONE's word that it is clear.
Nobody is asking her to pay $2,000 for damages sustained. I simply asked which insurance company to submit the claim to. We have agreed to split the deductible, whichever policy pays. Not complicated. No blame game necessary. We were both involved in the poor decision.
If the insurance companies refuse to pay, we are both prepared to split the cost of the repair. No finger pointing or blame game necessary from those on here who think that I am abdicating my responsibly.
