Say that I am towing my friend's new travel trailer with my pickup and hit a low hanging tree limb and destroy the trailer's electric awning. Whose insurance pays, minus the deductible, of course. ...
I am familiar with the forums and expected the answers to run from the silly to the supreme. I was not disappointed. I will not bet one penny on even the most likely answers, but deal with whatever the insurance companies involved have to say. It was the weekend and I thought I might get some interesting perspectives. I did. Thanks to all who participated.