Newbie needing beginners advice

Thank you— I read the towing guide, but what I take away from it is you should never exceed the GVWR and the F/R-AWR depends on weight distribution and should also never be exceeded. I did notice my truck has a GCWR of 20,000. LB for payload and trailering. I think the most important comment I read in the guide was “if exceeding GVWR and are involved in an accident your insurance company may not cover the claim”. This is the exact reason I run ‘D’ plates and have my truck semi-annually inspected in the State of Illinois, due to our Secretary of State Laws. We have lots of truck owners ((IL) running ‘B’ plates and no inspections on their 3/4 & 1 ton pickups- For me it’s not worth the gamble to spend a few extra dollars. I don’t neccessarily agree with the inspection, but it’s IL Law and there are some people who don’t maintain their vehicles.