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RinconVTR's avatar
RinconVTR
Explorer
Dec 24, 2013

Payload "capacity/rating" - not even the OEM's agree?

There are two things that bother me most on this site, of which too many jump on the band wagon and become self-proclaimed experts repeating the same thing over and over until it becomes gospel.

1) Using GTWR (gross trailer weight rating) to find a tow vehicle to tow said trailer. Rarely will you find this in print anywhere but here. Yes, you’ll end up buying one heck of a TV, have big power, and capacity reserve, but this could easily result in overkill at a very high cost. Or the shopper feels forced to buy something too small and they don’t enjoy fully their experience.

I like what Trailer Life says the best:
When purchasing a trailer, consult the weight sticker on
the unit of your choice on a
dealer’s lot and refer to the UVW and CCC.
Estimate how much cargo you will add,
being mindful of the GVWR, and use that number
while selecting a tow vehicle.


2) Payload is king and cannot be exceeded. Time and time again, I hear “that truck doesn’t have enough payload capacity” and find many pickup trucks have payload caps that match mid-size SUV’s. Which seems crazy. One cant go wrong being conservative, but again, at what point does being extremely conservative begin to unnecessarily cost the buyer.

My stance on payload? Front and Rear Axle ratings, GVR and GCVR are king and can sometimes override payload ratings. If you stick to these ratings, which payload is derived from, you’ll find more realistic towing figures. But what’s in print?

Per Ford and Chevy towing guide, which make little to no mention of payload capacity, seem to be on my side of the fence. Dodge (towing guide) is a real red headed step child that makes little sense to me, as they exclude all towing factors from GVR. And ironically only Toyota (towing guide) mimics most statements on here, but leaves out axle weight ratings completly.

Here are the most relevant quotes related to payload from each recent OEM towing guide;

Ford:

Trailer tongue (trailer king pin for 5th-wheel towing) load weight should be 10-15% (15-25% for 5th-wheel towing) of total loaded trailer weight. Make sure vehicle payload (reduce by
option weight) will accommodate trailer tongue (trailer king pin for 5th-wheel towing) load weight and weight of passengers and cargo added to towing vehicle. Addition of trailer tongue
(trailer king pin for 5th-wheel towing) load weight and weight of passengers and cargo cannot cause vehicle weights to exceed rear GAWR or GVWR. These ratings can be found on the
vehicle Safety Compliance Certification Label.

GCWR column shows maximum allowable combined weight of vehicle, trailer and cargo (including passengers) for each engine/axle ratio combination. Maximum Loaded
Trailer Weight assumes a towing vehicle with any mandatory options, no cargo, tongue load of 10-15% (conventional trailer) or king pin weight of 15-25% (5th-wheel trailer) and driver
only (150 pounds). Weight of additional options, passengers, cargo and hitch must be deducted from this weight. Also check Required and Recommended Equipment.

GMC:
Trailer tongue weight should be 10 percent to 15 percent of total loadedtrailer weight (up to 600 lbs). Addition of trailer tongue weight must not cause vehicle to exceed Rear Gross Axle Weight Rating (RGAWR) or Gross Vehicle Weight Rating (GVWR).

FIFTH-WHEEL AND GOOSENECK HITCH NOTES: Trailer kingpin weight should be 15 percent to 25 percent of total loaded trailer weight. For 1500 Series models, the trailer
kingpin weight should be up to 1500 lbs. The addition of trailer kingpin weight cannot cause vehicle to exceed Rear Gross Axle Weight Rating (RGAWR) or Gross Vehicle Weight Rating (GVWR). 1500
SERIES MODEL NOTES: For automatic transmission models, an additional transmission oil cooler (KNP) is available.

With trailer towing capacity, you must consider the gross combination weight rating. This figure includes the gross vehicle weight plus the gross vehicle weight of the trailer. When added together, you should never exceed this figure for any reason.

Chevy:

RGAWR AND GVWR: Addition of trailer hitch weight cannot cause vehicle weights to exceed Rear Gross Axle Weight Rating (RGAWR) or Gross Vehicle Weight Rating (GVWR). These ratings can be
found on the certification label located on the driver door or door frame.

GCWR: The Gross Combination Weight Rating is the total allowable weight of the completely loaded vehicle and trailer.
TRAILER weight RATING : This rating is determined by subtracting the tow vehicle’s weight (curb weight) from the GCWR. Base vehicle (curb) weight is used, so additional passenger, equipment and
cargo weight reduces this rating.

Maximum trailer weight ratings are calculated assuming a base vehicle, except for any option(s) necessary to achieve the rating, plus driver. The weight of other optional equipment, passengers and cargo will reduce the maximum trailer weight your vehicle can tow.

4 Maximum payload capacity includes weight of driver,
passengers, optional equipment and cargo.

5 Gross Vehicle Weight Rating (GVWR). When properly equipped; includes vehicle, passengers, cargo and equipment.

NOTE: Trailertongue weight should be 10 to 15 percent of total loaded trailer weight (up to 1,500 lbs. on 2500HD and 3500HD models). Trailer kingpin weight should be 15 to 25 percent of total loaded trailer weight (up to 3,000 lbs. on 2500HD
models and up to 3,500 lbs. on 3500HD models). • Addition of trailer tongue weight/trailer kingpin weight cannot cause vehicle weights to exceed Rear Gross Axle Weight Rating (RGAWR) or Gross Vehicle Weight Rating (GVWR).

Dodge:

Gross Vehicle Weight (GVW) is the total weight of a fully loaded vehicle, including passengers and payload – but excluding all towing.

Gross Combined Vehicle Weight (GCVW) is the total combined weight of a fully loaded vehicle, including passengers, payload and everything in tow.

Toyota:
A truck’s published payload capacity or rating is the starting guideline for carrying cargo. Payload is the weight of everything that a truck can carry and includes vehicle occupants, optional equipment, contents in the pickup bed or cabin and the tongue weight of a trailer.

The maximum payload capacity is determined by subtracting the
vehicle curb weight from the manufacturer’s gross vehicle weight rating (GVWR).

Owners expecting to haul loads approaching the published payload rating for a particular truck configuration should weigh the vehicle at a commercial scale with a full tank of gas to ensure that the GVWR is not exceeded when the expected passengers and cargo are loaded.

Another critical consideration:
Tongue weight must be included in the tow vehicle’s payload.


Finally, Trailer Life Towing Guide, like Ford and Chevy, makes little to no mention of payload "capacity or rating" within their calulations or example. I'm opting not to post the example, but I will post their definitions as they include cargo/payload but not as a rating they utilize.

Gross Combination Weight Rating
(GCWR): The total allowable weight of the tow
vehicle, the trailer, the cargo in each, hitch
hardware, fluids and occupants.

Gross Vehicle Weight Rating (GVWR): The
total allowable weight for the vehicle, including
occupants, fluids, options, hitch hardware,
cargo and trailer-hitch weight.

Gross Axle Weight Rating (GAWR): The
total allowable weight on an individual axle.
This includes the weight of the tires, wheels,
brakes and the axle itself.

Maximum Tow Rating: The manufacturer’s
weight limit for towed loads. For conventional
trailers, this normally includes a hitchweight
limit as well; for fifth-wheels, the pin
weight is applied to the truck’s GVWR and its
rear-axle GAWR.

76 Replies

  • I don't understand your post. You mention that Ford and Chevy make no mention of payload capacity, but they clearly state not to go over the truck's GVWR. If you go over the the truck's GVWR you exceed the payload capacity.

    rinconvtr wrote:
    ...Per Ford and Chevy towing guide, which make little to no mention of payload capacity, seem to be on my side of the fence...

    Ford:

    Addition of trailer tongue(trailer king pin for 5th-wheel towing) load weight and weight of passengers and cargo cannot cause vehicle weights to exceed rear GAWR or GVWR...


    I think it is funny that there is so much argument over objective figures. Yes, they can all be measured and the numbers don't lie. One either chooses to operate within the given parameters or not.

    Case in point: My 1/2 ton truck had a GVWR of 7000lbs and a tow rating of 7500. I bought a trailer with a dry weight of 6500lbs thinking I was okay. I didn't even have it fully loaded yet and when I took the combo to the scales with the family I was 40lbs over GVWR and 600lbs over GCWR. Some on this forum would argue that 40lbs over GVWR is okay, however I felt over is over and I didn't even have it fully loaded yet.

    Long story, short. My 2500HD tows the (now loaded) TT so much better that I am glad I made the switch regardless if I could have removed that 40lbs.

    My only regret is not coming on this forum before I bought the TT, as I am sure they would have said it's too much trailer and at least made me do some thinking prior to getting myself in a "have to" situation rather than a "want to" one.
  • sch911 wrote:
    That's allot of information you've provided. As an OEM truck engineer I am involved in tow capability testing. You've made a few assumptions which I'm not sure I agree with all of your assessments. Now I cannot speak to the documentation, including what's on the various web sites as it's usually heavily adjusted by the marketing and legal teams.

    When people ask me about these things I like to keep things simple:

    Tow Ratings are published for marketing purposes ONLY. There are too many variables for the actual tow capacity to be advertised for every combination of vehicle.

    Actual payload and towing capacities are easy to calculate.

    GVWR - Actual_Truck_Weight = Payload available
    GCWR - Actual_Truck_Weight = Trailer tow capacity

    Yes, you need to weigh your truck! They are all different.
    Yes, you also need to stay under the front and rear axle ratings too.

    Bring on the weight police... :)


    Hey, a real "expert". Hope he sticks around.
  • The opinions I've formed, right or wrong:

    GVW is a great "guideline" to stay within, but I personally am comfortable loading above it. Way above it? No, but a small to reasonable amount, yes.

    I view GCWR as more steadfast and would not really ever be comfortable being over axle & tire ratings unless it was to move a trailer from one end of the parking lot to another.

    Example: my 2002 F250 crew cab 4x4 7.3L had a GVW of 8800lb & a curb weight of just over 7400lb so "payload" was ~1400lb. It had the "camper pkg" which for that model year meant F350 springs. A 2002 F350 had a 9900lb GVW so in my mind, my truck's true GVW was 9900lb with a payload of ~2500lb and I never hesitated to load it as such. It had a GCWR of 20,000lb so based upon that my tow capacity was ~12,750, give or take.

    It's just a one truck, one model year example but if someone had told me I was unsafe with 1500lb in the bed I'd have laughed heartily & told them to have a great day.

    Having said that, I think those who believe in staying within GVW as a rule have their heart in the right place and it's commendable, even if the safety factor occasionally gets overplayed a bit.
  • There are two things that bother me most on this site, of which too many jump on the band wagon and become self-proclaimed experts repeating the same thing over and over until it becomes gospel.


    I don't understand why you would think that erring on the safe side is something that bothers you. I would think a prudent person would encourage it. Even the Bible says that there is wisdom in the counsel of many.
  • That's allot of information you've provided. As an OEM truck engineer I am involved in tow capability testing. You've made a few assumptions which I'm not sure I agree with all of your assessments. Now I cannot speak to the documentation, including what's on the various web sites as it's usually heavily adjusted by the marketing and legal teams.

    When people ask me about these things I like to keep things simple:

    Tow Ratings are published for marketing purposes ONLY. There are too many variables for the actual tow capacity to be advertised for every combination of vehicle.

    Actual payload and towing capacities are easy to calculate.

    GVWR - Actual_Truck_Weight = Payload available
    GCWR - Actual_Truck_Weight = Trailer tow capacity

    Yes, you need to weigh your truck! They are all different.
    Yes, you also need to stay under the front and rear axle ratings too.

    Bring on the weight police... :)