I went through this same debate (same truck, also a lightweight camper) and ended up ordering the 4.10. I still can't say if it was the correct decision but I do now have some data. Driving 65 MPH on flat highway I am at 1500 RPM. On an incline it might downshift and go up to 2500 RPMs. This is low RPM. I suppose that the RPMs would be lower with 3.73 axle ratio. But with 3.73 I understand that it would downshift to lower gears sooner then with 4.10. So I am still a little confused about the tradeoff. I can say that with the 4.10 that it would only downshift when I needed to pick up speed on an incline. On flat road it would be nice steady 1500 RPM.
Driving in the Appalachian Mountains I needed to push the RPMs much higher to maintain speed. I had enough power but not it seemed excessive extra power, so I suppose the 4.10 was good to have.
I think you can get a better deal by custom ordering anyway. Trucks on dealer lots were the more expensive trim packages. I started with the lowest cost Tradesman trim than added options like power door locks, which depending on what you want can end up less expensive then starting from a higher trim. I decided on the exact options I wanted then shopped around dealers until I got the price I wanted. I think it was less than 2 months and my new truck arrived. It was worth the wait for the cost savings of ordering only what I wanted and to get the exact options I wanted (like 4.10 axle ratio).