Forum Discussion
mich800
Jun 06, 2015Explorer
Old Duck wrote:
I would question the adjuster if all the parts would be depreciated. My trailer is an endorsement on my PU policy and is ACV coverage. A few years back in a moment of stupidity I drove under a low bridge (8 blocks from our home and one we know is low, Murphys Law) and pealed back the rubber roof, knocked off a few vents and the AC. The only part that was depreciated was the rubber roof as it is considered a wearable item. I had a 5% depreciation. No labor was depreciated either. Good luck!
Little confused about your statement. Did you have it fixed or was it totaled? If the insurance company fixed it depreciated value does not come into play. If they fixed it you get the cost to fix less deductible.
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