Chances are, your insurance company is going to make everything right without any hassles. Mine did on a loss I had. They ended up covering a lot more than I could hoped for. Not only the replacement of my camper, but all my personal property inside it. It is a hassle to list everything. What I did was to sit down in a quiet place, close my eyes and imagine I'm in the camper, opening each cabinet and drawer, looking at what's in there and writing it down. I even recalled the magnets from Yosemite on the range hood, etc. I had binoculars, metal detector, shotgun, camera, etc. Then there were the LED light bulbs, even books and magazines add up. The little things, like the shotgun scabbard and gun lube, extra heads for the metal detector, my cell phone charger all add up too. If you tinted the windows, upgraded the ladder or other outside features, even the propane in the tanks. The insurance adjuster was great and helped me with the claim for both the car and house policies.