Our 2006 mess again... there was a max that the other guys insurance would cover... he had the minimum. My truck insurance made up the difference.
We were on a trip west and our truck was bruised but still ran and hauled. We continued west, the TC was livebble... it took us a couple of months to get to Lancaster.
Our insurance would have paid to ship the caamper... they treated us very well to make up for our doing the haul.
The other guy had Progressive... they were polite... but held up their payment for 2 years because Janet wouldn't sign a medical release. (She was in a trauma center in Tupelo, MS caused by the wreck)... Our insurance paid for everything... then they collected from Progressive. Our insurance ended up paying all of the bills, medical, truck, and TC... and gave Janet everything they collected from Progressive without us asking for it. OUr insurance also went after the guy that hit us... he owned nothing but a pack of cigerettes and a flip phone.
Joe will know where his compensation comes from... but satisfaction will come when the robbers are caught and given their pink underware at the Sheriffs hotel.
It's going to work out... no one was hurt yet (but with any justice the robbers will look really cute in pink.