TC insurance and auto policies...
My camper is insured on my auto policy but lately, I've been wondering about one, limits and two, is it insured off the truck (as in storage) so I called my agent and found out the deductibles are the...
Forum Discussion
Yes, living in Michigan means you are insurance poor. People living around metro Detroit cannot afford insurance, hence no annual registration for plate stickers hence, the big thing there is stealing stickers or plates from cars.
That and stealing catalytic converters and gasoline. They can afford a battery powered reciprocating saw (to cut off the converter) and a drill to drill the gas tank and drain the fuel out.
When Amy and I visit Detroit or a surrounding suburb, we always park in a parking lot, never on the street and of course I'm always carrying concealed as well.
While not directly related to insurance, the people of Detroit are their own worst enemy that we all (every Michigander) gets to pay for.
Metro Detroit is the main reason (besides the MCCA addendum) why insurance rates here are what they are here...
Like casions, insurance companies are in business to make money, not loose it. That applies across the board in any state.
Not sure about your state's insurance laws but, here in Michigan, an insurance carrier can cancel you if you have more than 3 claims in 3 years or for any reason they choose for that matter. I found that out when we first moved here and got cancelled and had to get even more expensive 'high risk' insurance.
The exception to that is if you have a farm policy which we do now). Under the Michigan Right to Farm law, an insurance carrier cannot cancel you, no matter how many claims you have.
I'm a slow learner but I learned that and so we have a farm policy.
I talked to Nationwide (I have my motorcycles with them and I'm adding the TC on that RV policy). 250 dollar deductible, all perils with damage from any natural event covered off the truck or if the unit is in storage. $110.00 per year.
Nationwide is also an 'approved' Michigan carrier and I may switch everything, farm, farm equipment, my truck my car, my wife's car and the Farmstead over to them.
That and stealing catalytic converters and gasoline. They can afford a battery powered reciprocating saw (to cut off the converter) and a drill to drill the gas tank and drain the fuel out.
When Amy and I visit Detroit or a surrounding suburb, we always park in a parking lot, never on the street and of course I'm always carrying concealed as well.
While not directly related to insurance, the people of Detroit are their own worst enemy that we all (every Michigander) gets to pay for.
Metro Detroit is the main reason (besides the MCCA addendum) why insurance rates here are what they are here...
Like casions, insurance companies are in business to make money, not loose it. That applies across the board in any state.
Not sure about your state's insurance laws but, here in Michigan, an insurance carrier can cancel you if you have more than 3 claims in 3 years or for any reason they choose for that matter. I found that out when we first moved here and got cancelled and had to get even more expensive 'high risk' insurance.
The exception to that is if you have a farm policy which we do now). Under the Michigan Right to Farm law, an insurance carrier cannot cancel you, no matter how many claims you have.
I'm a slow learner but I learned that and so we have a farm policy.
I talked to Nationwide (I have my motorcycles with them and I'm adding the TC on that RV policy). 250 dollar deductible, all perils with damage from any natural event covered off the truck or if the unit is in storage. $110.00 per year.
Nationwide is also an 'approved' Michigan carrier and I may switch everything, farm, farm equipment, my truck my car, my wife's car and the Farmstead over to them.
