****, wish my parents had published their personal finance management strategy that they passed on to me!
Wouldn’t have been too difficult to compose. “Don’t spend more than you have. And save some as well.” I’d be rich!!
Shoot, they were Dave Ramsey when Dave Ramsey was still crappin in his huggies!
(Mom used cloth diapers....only got the fancy throw away ones when we were on vacation....probably because our cabin didn’t have running water and she drew the line at washing diapers in the lake!)
We still live that way, although we spend what would seem to many, stupid money, on our kids, supporting other family members and other things. Save for the house, which may be cash the next go around here, we don’t buy stuff we can’t pay cash for.
Not saying loans aren’t taken, but if they are, it is a calculated decision where the loan is more economical than paying cash.
