Forum Discussion
Doug33
Aug 22, 2014Explorer
A couple years ago our neighborhood got hit with a hail storm. Afterward a siding company went door to door promising they could get owners new siding for their house through their homeowner insurance policies. Most got 100% reimbursement or close to it. I would say over the following 6 months this company resided about half of the houses in the neighborhood.
I did not see any damage to my siding, so I did not file a claim. Honestly I did not see damage to other's houses either and thought this was a scam and a way to get free siding. The contractor insisted it was legit and supposedly handled all the insurance paperwork.
About a year later I heard the contractor was brought up on fraud charges and is now in jail. Fortunately none of my neighbors were implicated, since the contractor did all the claim paperwork. But I wonder if it affected their homeowner insurance premiums at all?
Lesson learned - if it seems too good to be true, it usually is.
Unfortunately this past year we decided to finally get new siding for the house and had to pay several thousand for it. But I feel a lot better knowing I didn't buy into this scam.
I did not see any damage to my siding, so I did not file a claim. Honestly I did not see damage to other's houses either and thought this was a scam and a way to get free siding. The contractor insisted it was legit and supposedly handled all the insurance paperwork.
About a year later I heard the contractor was brought up on fraud charges and is now in jail. Fortunately none of my neighbors were implicated, since the contractor did all the claim paperwork. But I wonder if it affected their homeowner insurance premiums at all?
Lesson learned - if it seems too good to be true, it usually is.
Unfortunately this past year we decided to finally get new siding for the house and had to pay several thousand for it. But I feel a lot better knowing I didn't buy into this scam.
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