clubhouse wrote:
Putting a TT as a "rider" on a auto policy is a risky proposition, simply because it typically only provides liability while hitched. There is often no coverage for collision or liability while camping or in storage.
As for ins companies writing separate RV/TT policies...most do. I use Allied Insurance (not available in every state) and the policy includes comp, collision, liability & vacation liability + GAP on my '12 JayFlight 29QBH for $260/year. Deductibles = $100.
But comprehensive covers it all the time. It is comp that covers the awning, and roof. and any hail, or other damage done while parked