Truck, and truck camper insurance questions.
I will soon be taking possession of my new truck and truck camper. I have "heard" of problematic situations, such as when ones truck broke down, and when they called for a tow, they were denied unless...
Forum Discussion
Assume you mean risk /loss insurance not tow insurance?
We have Allstate, the fee is nominal. AllState consider the TC to be cargo so the rate is very competitive. In our state TC’s are not registered.
We did get side swiped a couple of years ago on a trip. I was very pleased that Allstate handled everything no problem. The claim process was painless and everything got fixed. Police report clearly stated the other driver was at fault. Several witness statements also. Don’t know if that matters?
For tow insurance/roadside we use GoodSam as they will tow anything; TV, camper, boat, trailers, etc anywhere in the US.
This is important for us as we have the TC and an Airstream.
We had AAA in the past but they are “regional clubs” and their tow policies change all over North America. IOW; you may be covered in your home area, but may not be covered while out traveling. Many Folks aren’t aware of this.
Bill
Edit; our TC is clearly listed by make/model/year on our Allstate policy so I have no doubt they know what a TC and it is covered. Even though it is considered “cargo”. You might want to check your policy to be sure.
We have Allstate, the fee is nominal. AllState consider the TC to be cargo so the rate is very competitive. In our state TC’s are not registered.
We did get side swiped a couple of years ago on a trip. I was very pleased that Allstate handled everything no problem. The claim process was painless and everything got fixed. Police report clearly stated the other driver was at fault. Several witness statements also. Don’t know if that matters?
For tow insurance/roadside we use GoodSam as they will tow anything; TV, camper, boat, trailers, etc anywhere in the US.
This is important for us as we have the TC and an Airstream.
We had AAA in the past but they are “regional clubs” and their tow policies change all over North America. IOW; you may be covered in your home area, but may not be covered while out traveling. Many Folks aren’t aware of this.
Bill
Edit; our TC is clearly listed by make/model/year on our Allstate policy so I have no doubt they know what a TC and it is covered. Even though it is considered “cargo”. You might want to check your policy to be sure.
