VALUE OF 1992 Shasta pickup truck camper
Trying to get the seller of the listed camper to understand the NADA value of their camper is $1500. They are asking $3500 and will only come down to $3000. http://carbondale.craigslist.org/rvs/44...
Forum Discussion
Reddog1 wrote:shellbackcva59 wrote:If it were completely destroyed, the loss based on NADA would be $1500. You would loose far more than that with a new TC, just as soon as you took it off the lot.
One important consideration is insurance. Most likely in a loss situation, you will only receive "book" value. Would you be willing to accept the loss?
The only insurance I have on my TC is part of my truck policy if on the truck and homeowners policy if off the truck. It cost nothing extra for either. On something with a 1500 to 3000 value, I personally would not pay insurance premiums other than liability (if they apply).
I had a bad experience with an older new to me boat. Shortly after purchase, the boat was T-boned while trailering it. Stuff happens, if you can afford to take a $2000 loss, no problem. Probably 8 people out of 10, find out their insurance doesn't cover what they think, at the time of a loss.
